Privacy Policy
Last Updated: January 2025
Renegade Capital LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
Information We Collect
Non-Public Personal Information
In connection with providing private lending and business purpose loan services, we collect non-public personal information ("NPI") about you from the following sources:
- Information you provide on applications and other forms, such as your name, address, Social Security number, income, assets, and debts
- Information about your transactions with us or others, such as your loan balances, payment history, and account activity
- Information we receive from consumer reporting agencies, such as your credit history and creditworthiness
- Information we receive from other third parties, such as employment verification, property valuations, and title reports
Personal Information
We may collect personal information that you voluntarily provide to us when you:
- Complete a loan application
- Request a pre-qualification or term sheet
- Contact us through our website
- Subscribe to our communications
- Create an account on our platform
This information may include:
- Name, email address, phone number, and mailing address
- Social Security number and date of birth
- Business entity information and EIN
- Employment and income information
- Financial information including assets, debts, and credit history
- Property and collateral information
- Bank statements and financial records
Automatically Collected Information
When you visit our website, we may automatically collect certain information about your device, including your IP address, browser type, operating system, and browsing behavior.
Disclosure of Non-Public Personal Information
We may disclose all of the non-public personal information we collect, as described above, to the following types of third parties:
- Underwriters: Third-party underwriters who evaluate and assess loan applications on our behalf
- Loan Participants: Other lenders or financial institutions that may participate in funding your loan
- Investors: Individual or institutional investors who may purchase, participate in, or provide capital for loans
- Servicers: Companies that may service your loan on our behalf
- Service Providers: Companies that provide services to us such as title companies, appraisers, credit bureaus, and verification services
- Legal and Regulatory: Government agencies, regulators, and law enforcement as required by law
These disclosures are necessary to process your loan application, fund your loan, manage our lending operations, and comply with legal requirements.
How We Use Your Information
We use the information we collect to:
- Process and evaluate your loan application
- Communicate with you about your application or inquiry
- Underwrite and fund loans
- Sell, assign, or participate loans to investors and other lenders
- Service loans and collect payments
- Comply with legal and regulatory requirements
- Prevent fraud and verify your identity
- Improve our website and services
- Send you marketing communications (with your consent)
Opt-Out Rights
Federal law gives you the right to limit some but not all sharing of your NPI. You may opt out of:
- Sharing for marketing purposes by non-affiliated third parties
- Sharing information about your creditworthiness within our family of companies
However, we are permitted by law to share your NPI for our everyday business purposes, such as processing transactions, maintaining your account, and as required by law. We are also permitted to share your NPI with underwriters, participants, investors, and servicers as part of our lending operations, and you cannot limit this sharing.
To limit our sharing or for questions about this policy, please contact us at the information below.
Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.
Your Rights
Depending on your location, you may have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your information (subject to legal requirements)
- Opt out of marketing communications
Cookies
We use cookies and similar tracking technologies to enhance your experience on our website. You can control cookies through your browser settings.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us at:
Renegade Capital LLC
27 Neill Ave
Helena, MT 59601
Email: info@renegademt.com
Phone: (406) 760-1985
NMLS #2780304