Find Your Way
Home
Whether you're buying your first home or refinancing, we make mortgages simple, personal, and stress-free. Montana roots, Montana values.
Find Your Perfect Fit
From conventional to FHA, we offer a range of mortgage products to match your unique situation.
Conventional
Traditional financing with competitive rates and flexible terms. As little as 3% down with PMI that can be removed at 80% LTV. Available for primary homes, second homes, and investment properties.
FHA Loans
Government-backed loans with down payments as low as 3.5%. Flexible credit requirements — scores as low as 580 may qualify. Ideal for first-time homebuyers and those rebuilding credit.
VA Loans
Exclusive benefits for veterans and active military. Zero down payment, no PMI, and competitive rates. One of the best mortgage programs available — you've earned it.
Refinance
Lower your rate, shorten your term, or access your home equity. Options include rate-and-term, cash-out, FHA Streamline, and VA IRRRL. Free consultation to see if refinancing makes sense for you.
Estimate Your Payment
Use our interactive calculator to see what your monthly mortgage payment could look like.
What's your goal?
Select the option that best describes what you're looking to do.
Investment Property & Business Lending
From rental portfolios to commercial projects — one relationship for all your real estate lending.
Residential Investment Programs
Renegade MortgageDSCR Investor Cash Flow
PopularQualify on property cash flow, not personal income.
Bank Statement Loans
Self-employed? Use 12–24 months of bank statements instead of tax returns.
Fix & Flip
Short-term purchase + rehab financing with streamlined applications.
Bridge Loans
BoostClose on your next property without selling first. Defer payments up to 12 months.
DSCR Multi-Unit
2–4+ unit portfolio scaling with cash-flow based qualification.
HELOC Equity Access
Revolving credit line against your investment property equity.
Ground Up Construction
NewNew builds from the ground up — no income documentation required.
Commercial & Direct Lending
Renegade CapitalCross-collateral structures available — leverage equity across multiple properties in a single facility.
Commercial Bridge
Short-term capital for acquisitions, repositioning, or cash-out on commercial assets.
Renovation & Rehab
Purchase + rehab with scheduled draw releases. Fix and stabilize, then refinance or sell.
Ranch & Agricultural
Flexible terms for ranch properties and agricultural land — Montana, Idaho, Wyoming focus.
Ready to explore investment lending?
Meet Your Mortgage Experts
Tap a location to meet our team in that area.
Montana's Trusted
Mortgage Partner
We believe buying a home should be exciting, not exhausting. That's why we've built a mortgage experience that puts you first—with clear communication, honest advice, and a team that genuinely cares.
Based right here in Montana, we understand the local market and what it takes to help families find their perfect home. From first-time buyers to seasoned homeowners, we're here for you.
"The team at Renegade made our first home purchase feel effortless. They answered every question, walked us through each step, and got us an amazing rate. Can't recommend them enough!"
Ready to Make Your Move?
Whether you're buying, refinancing, or just exploring options, we're here to help you every step of the way.
Let's Chat
Have questions? Want to discuss your options? We're always happy to help. Reach out anytime—no pressure, just honest answers.
Send Us a Message
Helpful Guides
Resources to help you navigate the mortgage process.