Short-term capital for acquisitions, cash-out refinances, and time-sensitive deals. Close in days, not months.
A bridge loan is short-term financing designed to "bridge" the gap between an immediate capital need and a longer-term solution. Whether you are acquiring a property at auction, need to close before selling an existing asset, or require fast capital for a time-sensitive opportunity, bridge financing provides the speed and flexibility that traditional banks cannot match.
Renegade Capital provides bridge loans secured by real property across Montana. Our underwriting focuses on the asset and exit strategy rather than extensive borrower documentation. This allows experienced investors and business owners to move quickly when opportunity strikes.
As a Montana-based private lender, we understand the local market and can evaluate deals that out-of-state lenders would pass on. From commercial properties in Helena and Billings to rural acreage and development parcels, we structure bridge financing around the specific needs of each deal.
We move fast. Bridge loans are designed for time-sensitive opportunities where conventional bank timelines simply do not work. Average funding in 10 business days.
We lend on a wide range of commercial and investment properties across Montana — including those that traditional lenders will not touch.
Keep your carrying costs low with interest-only payments during the loan term. Pay down principal when your exit strategy executes.
No committee in another state. Our underwriting team is in Helena, Montana, and we make lending decisions based on the deal, not a credit score algorithm.
Bridge loans from Renegade Capital are asset-based and business-purpose only. General guidelines include:
Complete our short application with property details, loan amount, and your exit strategy. We respond within 24 hours.
We evaluate the collateral, review your plan, and issue a term sheet — typically within 48 hours of receiving property information.
Once the term sheet is accepted, we order title and appraisal. Most bridge loans close within 7 to 14 business days.
Most bridge loans close within 7 to 14 business days from completed application. For repeat borrowers with clean collateral, we have closed in as few as 5 business days. Speed depends on property type, title clarity, and appraisal turnaround.
We finance commercial buildings, multi-family properties, mixed-use buildings, land, and investment residential properties. The property must be located in Montana and the loan must be for a business purpose. We do not finance owner-occupied primary residences.
Bridge loan rates typically range from 10% to 14% depending on loan-to-value, property type, borrower experience, and exit strategy strength. Rates are calculated on an Actual/360 day count basis. Contact us for a rate quote specific to your deal.
No. While we review credit history, bridge loans are primarily asset-based. We focus on the property value, your equity position, and the strength of your exit strategy. Borrowers with credit challenges who have strong collateral are regularly approved.
Common exit strategies include sale of the property, refinance into permanent conventional or commercial financing, completion and sale of a renovation project, or receipt of expected funds (inheritance, business sale, etc.). We evaluate the feasibility of your exit plan during underwriting.
Time-sensitive deals require a lender who can keep pace. Submit your deal today and get a response within 24 hours.